Homeownership in Portugal in an Intergenerational Perspective

Start and End of the Project
January to June 2019

Principal Investigator
Professor Romana Xerez

Research Team

 Romana Xerez
CAPP/ISCSP, Universidade de Lisboa
 Elvira Pereira
CAPP/ISCSP, Universidade de Lisboa
 Fracielli Dalprá Cardoso ISCSP



Access to housing is one of the most important transformative elements of contemporary societies. The growth in the number of homeowners, since the 1980s, has made Portugal one of the examples of "homeowner society". Access to homeownership has been analysed as a source of social mobility and accumulation of wealth, especially in old age, and is also an important element in the analysis of public expenditure on the pension systems. The younger generations, born between the 1980s and 1990s, have faced numerous transformations and difficulties in the access to housing. This group is called, in many countries, "generation rent", because contrary to previous generations, they cannot access homeownership. According to Eurostat, Portugal has one of the highest shares of young people living with their parents; a situation that has worsened in the last decade. The recent transformations in housing, in Portugal, in terms of access to credit, the rental market, the sharp rise in the housing prices and the increase in the burden of housing costs, reveal a set of social risks and inequalities with implications for different generations. Within this framework, the project aims to:

  1. Analyse the evolution of homeownership between different generations in Portugal and to identify the main causes of this evolution.
  2. Identify the main social risks and inequalities of the current situation of access to housing.
  3. Identify the main implications of social risks and inequalities on the access to housing.

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